FCA regulatory statement

Every page on a regulated firm's site is a financial promotion, and it has to carry the authorisation statement and the risk warnings that go with what the firm actually does. Getting that wrong is a compliance problem; getting it inconsistent across a site is a slower version of the same problem.

This puts it in one block you place once. It states that your firm is authorised and regulated by the Financial Conduct Authority, with your firm reference number, and it carries the risk warnings for the activities you advise on - so a mortgage firm gets the repossession warning, an investment firm gets the capital-at-risk wording, and a general insurance broker gets the authorisation statement on its own, which is the correct outcome for them.

Tell us once, in Site details, what you advise on, and every page carries the matching warnings. Add the block where you want the statement to sit; it says the same thing on every page, so it can't drift out of step with the rest of the site.

Your firm reference number comes from Site details too and appears automatically wherever the statement is used.

The statement and risk warnings are our own drafting, written to be accurate and useful - not legal or compliance advice, and we don't approve financial promotions. Your firm, or your principal if you're an appointed representative, stays responsible for your site as a financial promotion, including signing it off.

Your firm reference number (FRN). Your site can't go live without it once this block is in place - that check is deliberate, and it's there so a regulated site never publishes an authorisation claim it hasn't got the number for.